Correctional Insurance

The Government Programs Division of U.S. Risk Underwriters Inc. focuses primarily on the criminal justice system. Coverage for liability, property and autos is available for all types of prison and detention facilities, including work-release centers, bootcamps and halfway houses.

Coverage is also available for electronic monitoring companies, prisoner transportation companies, and counseling and rehab classes.

Liability coverage is offered for general commercial, professional, civil rights, incidental medical malpractice, policy form silent on punitive damages and defense costs. Fire legal liability and medical payments are included.

Property coverage provides insurance for ACV or replacement cost. Both the minimum premium and the minimum deductible is $1,000. Auto coverage meets or exceeds all state requirements.